Funding for entrepreneurs

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In this article we give you some options to make it easier for you to know how to finance yourself and what kind of funding for entrepreneurs exists.

Our business center is always occupied by entrepreneurs. Many of them already have a business on track but others start in the new journey.

If you are going to start your business project it is always better to start with an initial capital to have investment capacity.

 

  1. OWN CAPITAL AND CAPITALIZATION OF UNEMPLOYMENT

You can start your business idea with your own savings, but if you don’t have savings and you are charging the unemployment benefit you can apply for the capitalization of it by going to the Public Employment Service Office of your city. This is a one-time payment of all fees that belong to you for unemployment.

 

  1. ICO LOANS

Funding lines offered by theOfficial Credit Institute (ICO) and aimed at entrepreneurs, SMEs and freelancers. They have very attractive financial conditions and allow to finance 100% of the investment.

These loans are a financial alternative for entrepreneurs and SMEs that is renewed every year. Practically every year the following ICO lines are offered:

ICO Companies and Entrepreneurs

ICO SGR Guarantee

ICO Commercial credit

ICO International

ICO Exporters

ICO International Channel

 

  1. PUBLIC SUBVENTION

This is a financing for an already created company and not for an entrepreneur who starts its activity. There are some aids for self-employed people from regional or state administrations or for more international projects: the European Union. They are linked to the fulfillment of requirements and their award is medium-long term.

 

  1. BANK FINANCING

These are credits for entrepreneurs and they usually ask for guarantees and some solvency.

They’re harder to come by, but if you have a small initial capital, banks are more receptive to granting them. In this way, they become partners in your own business.

The main financing routes offered by banks are as follows:

Discount lines.

Mortgage loans.

Medium or long-term personal loans with more interest.

Business credits, immediate credits for freelancers, etc.

 

  1. PERSONAL LOAN FROM PRIVATE COMPANIES

Companies that act as a source of funding. It is fast money, but the interest rate is usually very high and the repayment period short.

 

  1. CROWFUNDING AND CROWDLENDING

Crowdfunding is a type of collective financing of projects made over the Internet. It is an alternative financing tool for conventional and other not-so-common business projects.

You usually ask for an amount of money that people lend you without a refund, but in exchange for something symbolic or a service. You have a more widespread article about crowfunding on the website of Lladó Grup Consultor.

On the other hand there is crowdlending, which would be similar to crowdfunding but people who offer the money are offered a high interest rate.

 

  1. BUSINESS ANGELS

They are usually individual investors who risk their wealth by investing in start-up business projects where they see real profitability options.

 

As you can see there are many ways to fund your project. If you need to find your source of funding for entrepreneurs, at Espai 114 we can help you as we have an advisors team.

 

We are the Business Center of Badalona, to give visibility and possibilities to your business.

In Espai 114 we are a team; we want to inspire you and accompany you.

 

 

Disconnect from work on holiday

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At last comes that moment of the year so desired by all, the holidays,in which you expect to find absolute tranquility and enjoy to the maximum with the people of your environment and disconnect from work.

But according to a survey by Adecco on the disconnection of work on vacation, 39.3% of the population in our country does not succeed.

If you are one of them and, wherever you are, you pick up the phone or answer emails and in the end you can not disconnect, this text interests you.

Holidays are increasingly necessary for our health, both physical and mental. Today we live in a world where stress is the norm, running from side to side and with our heads in a thousand matters. Therefore, a few weeks of relaxation are totally deserved.

 

work on holiday

Here are four tips for disconnecting 100%.

 

  1. Finish it all before you start the holiday

Maybe the days before you go on vacation, you just think about it. But performing to the max until the last day and not leaving any jobs half-baked, is the best option. That will make you get your mind blank and disconnect from work during your weeks off .

 

  1. Goodbye to email

Not replying to an email is very difficult for the most of us. We feel bad or we think “it costs me nothing and it takes only 1 minute”. This is true, but we are all aware that the inbox is always full, so a minute multiplied by 20 mails or more, makes your mind remain in the office a good part of the day.

 

  1. Change your habits

All year round, you wake up at the same time and do exactly the same routine. Your mind will do well to change schedules, to do unusual things. Take care of yourself and buy yourself some whim.

 

  1. Sharing is living

This much-heard phrase is the key to our disconnection goal. Sharing time with our loved ones and with friends we don’t have the opportunity to see frequently is crucial to de-stressing ourselves. If we feel like it, we can have a few days for ourselves, but it is very important to strengthen our friendships and enjoy building unique memories that will make us forget the work.

 

disconnect from work

 

If, unfortunately, this summer you can not afford to stop working or if you have already finished your vacation, we recommend you read this post about the benefits of working in a coworking in summer.

 

We are the Business Center of Badalona, to give visibility and possibilities to your business.

In Espai114 we are a team; We want to inspire you and accompany you.

Coliving: Beyond coworking

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The way we relate to our work evolves and increasingly does it faster. To describe these changes, day by day new concepts are created that help us define them. The last concept to reach working world is called coliving. Closely related to coworkingand following the same line, it seeks to live together and share spaces for both work and social life.

 

This new residential phenomenon, which comes from Silicon Valley,has already begun to develop in our country. The environment for the creation of this new model of life was generated by bringing together two situations in the same enclave: a great shortage of available housing and a multiplication of the arrival of young professionals.

 

coliving

What is coliving?

It works much like the well-known coworking,but extends beyond the work environment. They are properly equipped and converted homes to provide a comfortable working environment and that, at the same time, offer all the comforts (or more) of a traditional home.

 

These houses are shared by young professionals who are usually specialized in the same sector. This generates feedback between your work and vital experiences, in a similar way to what happens in coworking.

 

Thus, people who live in the same coliving become co-workers, leisure and home mates.

 

 

In these houses you can find all kinds of common areas of a regular home, such as kitchen, dining room and bathroom, and everything necessary for a full social life,such as leisure areas, swimming pool, etc. In addition, and most importantly, they are equipped with an area for working life,where everything necessary to develop the activity while interacting and interacting with other professionals is available.

 

Coliving is an interesting option to consider if you are looking for affordable housing while you need a workspace and are open to sharing and interacting with other colleagues.

 

On the other hand, if what you need is only a place in which to develop your activity, equipped with all the necessary equipment and also with the possibility of networking, your ideal choice is coworking. You can find out about our coworking space here.

 

Coworking

We are the Business Center of Badalona, to give visibility and possibilities to your business.

In Espai114 together we are a team; We want to inspire you and accompany you.

Economic difference between rental location and business center

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When we take the step to set up our business in a physical place we can opt for several options. The first one that comes to mind is a conventional rental venue. But what if you settle into your own office inside a business center?

 

Here are some reasons to choose one or the other.

Between the traditional option and the option of office in a business center, both possibilities could be good, but you have to know the flexibility and alternatives offered by a business center like ours.

 

What advantages we have in a rental location

Hiring a conventional rental has its advantages. You will have more tranquility and autonomy, since in a business center the common areas are shared and there will almost always be entrepreneurs working in them. This can be an advantage… or not. We like the synergies that are generated between our customers.

On the other hand, the location of the place will be chosen by you, according to the demand of the area where you are looking, although the business centers are usually very well located.

The space can be conditioned from scratch, to your liking and distribute it in the way that is most comfortable for you.

Another interesting topic to consider is the type of contract and what it entails. It will be a long-term contract, not very flexible. This is an increase in spending, because if you need to change space earlier than stipulated, you will have to pay a “sanction”.

Espai 114 offices rental location

What we can find in a business center

The type of contract we offer is very flexible. 1 month contract, with extensions also monthly and cancelable with a notice of 15 days and without penalty. And only a month’s bail! That gives you unparalleled freedom.

If your business goes into a sudden crisis, you’ll have enough margin to abandon a flexible infrastructure. Conversely, if your business grows and thrives, you’ll be able to face changes quickly and immediately.

In a business center you will find offices, coworking space, multipurpose meeting rooms,video conference or direct debit services of companies… even a receiving point for customers, courier and parcel or phone service.

In addition there are business centers, such as Espai 114,which apart from all the above offers you added value, a plus of customization, design, a perfect location in the center of Badalona, business consulting service and maintaining networking with other companies of different nationalities and sectors…

 

What we win, what we save

The initial investment for a traditional rental location is very high compared to that of a business center office. Let’s see why:

Hiring a rental office in a business center will save us bills,such as those of water supplies, electricity, internet… Also services such as cleaning, security and even we will have essential furniture included.

Instead, in a rental location we should register supplies, hire them and also keep an eye on bills. We would also have to condition it with the relevant furniture and hire all those services that are necessary.

save on a rental location with business center

 

In the following table we will show you the basic expenses that every business has each month and how they are reflected in the rental of a conventional premises and in the rental of an office in a business center, in this case ours, Espai 114:

 

In addition, we will save the time involved in seeking and hiring these services individually, the monthly expense and we will forget everything that distracts us from our main activity. We will have everything included in a single monthly fee.

 

Rental offices in Espai 114

In our business center we have offices for 2 and 4 people. For example, the offices for 2 people have two tables with their drawers, 2 work chairs and 2 wardrobes. In addition we have mineral water source and air conditioning with private heat pump and other services that will facilitate the work such as high speed fiber optic, monthly hours included in meeting room, printing service, etc. And so that we don’t have to think about anything else, cleaning service and insurance of personal items.

Each office has a private internet network, a specific and exclusive wiring, which increases the privacy and security of the data that each client handles in their day to day.

One thing to keep in mind of our space is that it is available 24 hours a day, 365 days a year.

If you hire with us your office you can domiciliate up to 3 companies in our address at Calle Francesc Layret 114, 08911 Badalona.

 

Local rent business center

Each of us knows what is best for their business, we give you some key. Contact us and we will attend you professionally.

In an upcoming post in this blog we will talk about the cost of setting up a business.

 

We are the Business Center of Badalona, to give visibility and possibilities to your business.

In Espai114 we are a team; We want to inspire you and accompany you.

 

How to effectively manage the relationship with our customers

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If I tell you CRM, you may know its meaning or it may sound you like an overscrete space project.

 

In case you don’t know, the acronym CRM comes from Customer Relationship Management.

 

A CRM is a platform that centralizes all the data we have from our customers and all the interactions we make with them, in the same database.

Through this software, we can see the file of each of our customers in which we find all the information that relates them to our company. We can visualize from their contact details to the history of purchases made, the emails exchanged with us, shopping bills or other important documents.

 

This way, at a glance, we have a general idea of this contact and the relationship it has with our business. This, apart from making it easier for us to search for data and avoid unnecessary time loss, also saves us possible failures, errors or oversights that can easily occur if we do not have all the information at hand.

Other aspects that we can monitor with a CRM are incidence management, the collection of information through web forms, the sending of SMS, the automation of sending emails or documents, among many others.

 

One of its great utilities is the filtering of the information that is displayed from each client, depending on the permissions of the user who is querying them. With this, we can give the CEO permission to see all the information, prevent salespeople from viewing information from client portfolios that are not theirs, or deny access to sensitive information to the users that we want.

 

By being able to access the software over the internet and from different devices, access to data is made more flexible. Whether working from the office, teleworking, or from a visit to our client, we can make any changes or updates to the information, which will automatically be visible from anywhere else (by any user who has access to the CRM).

 

How can you tell if your business needs a CRM? Ask yourself the following questions:

  • Do you store your customerinformation in excels or, worse, in notebooks?
  • Don’t know what was the last interaction you had with a customer, when it was, or who on your team attended to it?
  • Does telework make it difficult for your team members to access up-to-dateinformation?
  • Do you need reports on your customers’ activity or monitoring the actions your team performs day by day?
  • Would you like to simplify the work by automating the sending of messages to your customers or by creating task notifications?

 

If the answer to one or more of the above questions is YES, a CRM will be the perfect tool for your company to have the best management of the relationship with its customers.

 

In our entrepreneurship tools section we recommend you a CRM among other applications that will facilitate the day to day running of your company.

 

We are the Business Center of Badalona, to give visibility and possibilities to your business.

In Espai114 we are a team; We want to inspire you and accompany you.

 

How to prepare a meeting room

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From Espai114 we can help you make your meetings run more smoothly and make it a success. In this post we will give you some tips so that it can be so, take the ones you need and adapt them to your meeting!

 

ROOM PREPARATION

For this we must know what kind of meeting we will give: an informative one, formative meeting, to reach an agreement, commercial, close an agreement, creative or to generate ideas…

Depending on one type or another we will organize the Room in the most optimal way possible. In addition we will need to know the number of attendees to order the room more precisely and we will need to know what material is needed: computers, whiteboard, projector, speakers, etc.

  • If it’s a business meeting, closing agreement, etc. we can place an elongated table.
  • If this is a meeting in which to show a new product or service, track the organization, a training session… for these types of meetings the best thing is the classroom format. It would be best to use shovel chairs, with a good view of the person who reports and with room to take notes.
  • Whether it will be a speech or a briefing, or even a training, we can also opt for amphitheater format, in which the speaker is located in the center and can move to the screen where he projects and towards the attendees. Also as the attendees can see each other there is more interaction.

 

PREPARATION OF THE RAPPORTEUR

This is a point that depends entirely on the company that will present the meeting. It is very important for the conference to be a success within the set time and to develop with complete fluency.

Not in all types of meetings tis this needed, but in most of them we can send in the call for appointment the points to be discussed, who will expose them and the time that each will dedicate.

MORE OPTIONS TO CONSIDER

If it will be an important meeting such as a business meeting, closing the sale… other aspects of the room must be taken into account.

 

Reception

It is a point in favor if there is a reception where to welcome attendees. Better if you make it nice, bright and with some seats where to wait.

 

Office material and technical means

It is necessary to ensure that the room is equipped with the necessary technical means, such as plugs to connect the computer, projector, whiteboard, fiber internet, pointer, paper and pens to take notes,for each assistant, and better if they are with the corporate image, so that they remember our space and return.

 

Temperature

The room must have an air conditioning system to make the attendees feel comfortable. It is necessary that there is a pleasant temperature, neither much cold nor much heat.

 

Catering or drinks

It is appreciated that there is something to eat so that the attendees can attend the 100% and not be hungry or thirsty.

A small catering can help attendees stay more relaxed and the meeting goes by without further distractions.

The right thing to do would be to set a timetable and people will know when breaks will be and whether there will be catering or not by the appointment call.

If the meeting won’t last all morning, it might be okay, for example, to make a small breakfast before you start. If it will be longer and it will be until noon it would be more convenient to pause in the middle of the meeting.

If we do not consider ordering a catering, we can offer drinks,such as fresh water, teas or coffees.

 

 

In Espai114 you can rent La Sala by hours to hold your meetings. We will prepare it with care and to your measure so that all your forces are focused on your company and customers.

 

We are the Business Center of Badalona, to give visibility and possibilities to your business.

In Espai114we are a team; We want to inspire you and accompany you.

 

Preventive measures for returning to the office

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As the spanish saying goes, “mejor prevenir que curar” or “prevention is better than cure”. In the current situation, we should take this phrase as a maxim as the best way to avoid COVID-19 infection is to take preventive measures.

Below are some recommendations to maximize safety during the course of our activity. In addition on our Lladó page we leave attached the official document.

 

  1. Starting from the beginning, on the way to the workplace, we must avoid as far as possible the use of public transport, in which agglomerations usually occur, especially during peak hours.
  2. If you are the owner of the company, you should allow the flexibility of worker’s schedules, to reduce the interaction and contact between them, and also to avoid the peak hours of travel in the city. In the case of our coworking we have the maximum flexibility 24/7 so that you can adapt your schedule as you need.
  3. Consciously inform and add signage in the office that will help employees remember safety and prevention measures such as: constant hand hygiene, how to handle coughs and sneezes or the correct use of the mask.
  4. Make water and soap, disinfectants, tissues accesible to the workers.
  5. Maintain the distance between people of at least 1.5 meters and assess the possibility of putting protective screens between workers.
  6. Report the importance of not going to the work center in case of mild cough or tenths of fever and communicate-it so that you can put the co-workers on alert.
  7. Surfaces such as work tables, keyboards and mouse computers, tablet screens, counters, door knobs or drawer, microwave or refrigerator handles should be cleaned and disinfected frequently.

 

By taking these measures as a precaution in our return to the workplace, whether a coworking or an office, we will be minimizing the chances of exposure to the virus and thus minimizing SARS-CoV-2 coronavirus contagion.

 

We are the Business Center of Badalona, to give visibility and possibilities to your business.

In Espai114 we are a team; We want to inspire you and accompany you.

 

 

Mobile phone addiction in coronavirus times

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The truth is that there are many people addicted to mobile and most likely they don’t know it yet, especially since its use has been so normalized that it is not uncommon to see someone walking down the street and looking at the smartphone.

Nomophobia is the word that defines this addiction and means “irrational fear of being without the mobile phone. This word comes from: “no mobile phone phobia”.

 

HOW TO KNOW IF A PERSON IS ADDICTED TO MOBILE
  • Use your mobile phone while watching TV or just have it on, but paying attention only to the phone.
  • The person is constantly keeping an eye on the phone, even when they are with more people having a conversation.
  • If the person is nervous or irritated when they don’t have their mobile phone nearby, if they don’t have coverage or are running out of battery.
  • When you get to have physical problems such as muscle contractures, dry eyes…
  • Steal your sleep hours to dedicate them to social media.

 

There are some apps to check if you’re addicted, which make a statistic of how many times you unlock your phone. This way you can see if you really overuse.

 

TECHNOLOGY AND CORONAVIRUS

At the moment that we are living, there is also the danger to the over-manipulation of this gadget.

As a result of the Coronavirus pandemic, people have had to confine ourselves to our homes and this has caused virtually the whole world to be paralyzed.

Leisure platforms like Netflix or HBO have a lot of subscribers these days. Schools and universities, to track classes, use programs like Blackboard or Google Classroom, and companies want to standardize contact with their employees through meetings through Teams, as most temworks are working from home these days.

In addition to these applications, along with WhatsApp, Skype and the like are allowing us to be in touch with our entire social circle,separated by the covid-19 quarantine.

 

 

Therefore, there are a large number of people connected for most of the day for one reason or another.

So, at this time more than ever, we must be vigilant and make responsible use of mobile phone and technology. And is that“the more exposure, the greater the risk”. This is what specialists in technological addictions argue.

We are the Business Center of Badalona, to give visibility and possibilities to your business.

In Espai114we are a team; We want to inspire you and accompany you.

 

 

The benefits of working in our coworking in Badalona

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Working in a coworking is booming. In cities such as Badalona, with a very high rental prices, it is becoming increasingly difficult to have a space of your own. But, with this new system on trend, getting a space to develop your activity will be much more affordable and, in addition, with many benefits.

Do you want to know 6 benefits of working in our coworking? Keep reading!

  • Comfort and concentration.

coworking espai de treball compartit Badalona Espai114 centre de business centre

Professional spaces help you organize your work and social life by creating a separation between them and increasing work efficiency in addition to your comfort and well-being. In our space you will find all the comforts you need and also the isolation you need to concentrate.

  • The location.

Badalona Espai114 business center

The location of your business is very important. Developing your activity from home involves many problems beyond work. For this reason, Espai114 is located in the center of Badalona, 10 minutes walk from public transport, bus lines, metro and train.

  • Networking.

In a coworking full of professionals your contact network will increase exponentially. In addition, you will socialize and that will help you maintain a better work environment. In our coworking you will find professionals from different sectors with which you can create beneficial synergies.

  • Updates.

Our coworking space promotes creativity. Innovation and information sharing among professionals help you stay up to date and informed.

  • Brand image.

The modern, formal, professional, technologically equipped and aesthetically designed space of our coworking will help your company improve its image in the face of customers or suppliers. In addition, in Espai114,we offer you a large multifunctional room where you can hold meetings or events.

  • Create your own schedule.

Our coworking is open 24h/7 days a week, so you will have a flexible schedule adapted to your needs.

 

Once you’ve analyzed all the advantages, do you dare to join our coworking and give your company the push it needs? Improve your working life and facilitate your social life, with a perfect workspace with the best facilities.

We are the Business Center of Badalona, to give visibility and possibilities to your business.

In Espai114 together we form a team; We want to inspire you and accompany you.

 

Coworking: the importance of a good workspace

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Working in a coworking like the One of Espai114 in Badalona will provide you with all the comforts that we detail below.

Just because you work easily, with a computer on a table, doesn’t mean that what surrounds you doesn’t matter. The days can get a little long, because we spend a lot of time in our jobs. It’s important to be able to be in a nice space. Working in a good environment can increase our performance and improve our concentration. Here you can see the 8 advantages of working in a coworking.

How do you make a perfect space for your job?

coworking Badalona Espai114 business center

Organization and design

Even if you’re a couple of hours focused on your computer screen without raising your head, working in a tidy workspace can be the difference between being more or less productive. Each person has his tastes when it comes to organizing, but we all agree that a good space must have a clean design, that the elements are in harmony with the environment, the furniture must be properly distributed, etc.

 

coworking espai de treball compartit Badalona Espai114 centre de business centre
Natural light

Lighting is a fundamental factor for a workspace. Working in a space with natural light can also make us more productive and better relate to our peers. Poor lighting can have effects on problem-solving ability or cause eye fatigue, it can even affect our motivation. Without a doubt, natural light is indispensable to create a natural and pleasant environment. Espai114 Coworking is at street level and the place is glazed, so we have very good lighting.

 

Els millors serveis. meeting room Badalona Espai114 business center

Complements

We want our coworkers to have a pleasant workspace and also have the facilities they need. A good temperature is key when it comes to working, and it is not the same to be in a place where we spend excessive heat or cold, to work in an environment with the ideal temperature, so an effective air conditioning system can not be missed. And the same thing happens in a meeting room, that is why in Espai114 we have air conditioning, both in the Coworking space, as in the offices and meeting room, which also has a projector, coffee machine and water. Also in the Coworking space there is a printer, microwave and a small refrigerator to make life a little easier to our coworkers.

Without a doubt, the decoration, natural light and the right accessories play a great role in creating a good working environment, where we feel at ease and can be productive. In Espai114 we meet these points, do you also have a workspace like ours?

 

We are the Business Center of Badalona, to give visibility and possibilities to your business.

In Espai114 together we are a team; we want to inspire you and accompany you.